Our loan matching service, phili-pera-online.com does not charge any interest rates for using funds. The loan matching service operates transparently. We do not take any interest or fees. Our services are completely free for you to use.
Your lender sets the penalties for late payments in your contract. Lenders in the Philippines set their own interest rates and penalties for failure to pay.
It is important to note that all financial relationships are between you and your lender, not phili-pera-online.com. We are not a lender and never act as such. As a website, we only match borrowers and financial entities by offering a selection of companies that provide cash loans up to ₱25000 for a period of 120 days.
The lender will determine its own policies regarding loan provision and payment. The user agrees to the terms online directly on the lender’s website. You, as the borrower, may choose to accept or decline the terms offered in the loan terms. Your agreement details the loan amount, currency, period of use for the funds, and your obligations.
phili-pera-online.com cannot access your loan agreements. If you have questions regarding your loan agreement or repayment, contact your lender directly through the means of communications detailed on their website.